THE INDEPENDENT PAYMENTS INTELLIGENCE PLATFORMBuilt around merchants. Not a single provider. ↗
← All payment sectorsMERCHANT BUYER GUIDE / NOT A PROVIDER RANKING

Fraud, authentication & disputes

Balance chargeback avoidance with the cost of false declines and added checkout friction.

THE FIRST QUESTION TO ANSWERWhat does each rule actually change in fraud loss and legitimate acceptance?
EVALUATION BLUEPRINT

The questions your buying team must resolve

01

3DS/SCA orchestration and exemption support

02

Rule explainability and false-positive measurement

03

Dispute evidence access and representment fees

04

Liability shift applicability and fraud data retention

Measures worth watching

Fraud basis pointsFalse-decline rateDispute win rate

Common decision traps

  • Guaranteed fraud outcomes have terms and exclusions
  • Lower fraud volume is not always higher profit
RESEARCH DIRECTORY / EXAMPLES

Companies to investigate.

Representative research starting points, not approved matches, sponsored placements, rankings or proof of jurisdictional availability.

Pricing, underwriting, settlement, industry restrictions and specific markets require merchant-by-merchant confirmation. Taxonomy created November 2026.

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